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California Wildfires

Burned Homes, Burned Trust. Justice Awaits.

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California wildfire

Understanding California Wildfire Insurance Claims

California wildfires can cause catastrophic property damage, displacement, and financial devastation. Homeowners and businesses rely on insurance policies to recover losses, but insurance companies often delay, underpay, or deny valid claims, leaving victims struggling to rebuild.

At Highway Law Group, we fight for wildfire victims to ensure they receive full and fair compensation under their insurance policies, helping them recover and rebuild.

Common Examples of Wildfire Insurance Bad Faith

Insurance companies are obligated to handle claims fairly and in good faith, but they frequently engage in deceptive tactics to limit payouts. Common bad faith practices include:

  • Wrongful Claim Denials – Refusing to pay despite clear wildfire damage.
  • Delays in Processing Claims – Prolonging investigations to avoid timely payouts.
  • Underpayment of Claims – Offering settlements far below the cost of rebuilding.
  • Misrepresentation of Policy Terms – Citing technicalities to reduce coverage.
  • Failure to Investigate – Ignoring evidence or failing to conduct a proper assessment.
  • Retaliation Against Policyholders – Canceling policies or raising premiums after a claim is filed.

If your insurance company has denied, delayed, or underpaid your wildfire claim, you may have grounds for legal action.

Get the compensation you deserve

Compensation for Wildfire Victims

When insurance companies act in bad faith, wildfire victims may be entitled to compensation beyond their policy benefits, including:

  • Full Coverage for Property Loss – Payment for home repairs, rebuilding, and replacement costs.
  • Additional Living Expenses (ALE) – Reimbursement for temporary housing and other costs.
  • Lost Business Income – Compensation for business owners impacted by wildfire damage.
  • Emotional Distress Damages – Compensation for stress and hardship caused by unfair claim handling.
  • Punitive Damages – Additional compensation when an insurer engages in intentional misconduct.
  • Attorney’s Fees – Recovery of legal costs for pursuing a bad faith claim.

Highway Law Group aggressively advocates for wildfire victims to ensure insurance companies fulfill their obligations and provide the full benefits owed.

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